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  • FCA Policy Checker

    Clients with business interruption (BI) insurance can now refer to a policy checker provided by the Financial Conduct Authority (FCA).

  • How to Avoid Underinsurance

    Suitable insurance forms a vital part of business continuity planning – but how can you be sure that you are buying the right amount of cover? Here we share some top tips from ‘How to avoid underinsurance – A guide for small and medium-sized businesses’ produced by the British Insurance Brokers’ Association.

  • FCA Test Case Supreme Court Judgment

    On 15 January, the Supreme Court handed down its judgment on the FCA’s business interruption test case. It remains the case that most SME business interruption (BI) policies are focused on property damage and only have basic cover for BI as a consequence of property damage, so are unlikely to pay out in relation to the COVID-19 pandemic and its effects.

  • Unoccupied Property Market Response – Lockdown 3.0

    It is important to distinguish between temporarily closed premises due to COVID-19 and previously longer terms unoccupied premises, the responses contained below are specifically for temporarily closed premises due to government guidelines and will not apply for premises that fall outside of the guidelines.

  • Loss Recovery Insurance

    If you suffer a large loss, your main priority will be to get your business back on its feet again as soon as possible but dealing with the insurance claim can be a complex and time-consuming process. Find out how Lorega can help.

  • Brexit and Driving in Europe

    It is now a legal requirement to carry a physical document known as a Green Card when driving in Europe.

  • The Benefits of Telematics for Commercial Fleets

    View the infographic below which outlines the ways in which utilising telematics software can help a fleet. Click on the image to download the pdf.

  • FCA Test Case Judgment

    The Financial Conduct Authority (FCA), the UK’s financial conduct regulator, brought court proceedings in July 2020 to test how certain business interruption insurance policies respond to claims arising from COVID-19.

  • Engineering Inspections Market Response

    Following the government decision to put the UK into lockdown, inspection service providers sought guidance from the HSE and SAFed on the approach required for statutory inspections.