Good ventilation in the workplace can help reduce the spread of coronavirus

As coronavirus spreads through the air, the virus can build up in poorly ventilated areas, increasing the risk of infection. It is a legal requirement for employers to ensure an adequate supply of fresh air (ventilation) in enclosed areas of the workplace.

Latest police data shows that £17.5m of tools were stolen in London last year

With almost £57,000 of tools stolen every day in 2020, according to data from the Metropolitan Police it’s more important than ever to ensure that you are insured.

What’s the difference between a labour only subcontractor (LOSC) and a bona fide subcontractor (BFSC)?

Explore the differences between a labour only subcontractor (LOSC) and a bona fide subcontractor (BFSC) and find out if you need Employers Liability Insurance.

Lack of Cyber Cover Leaves SME’s Exposed to Attacks

86% of SMEs do not have any cyber insurance in place according to a recent survey by Aviva.  This lack of insurance protection comes at a time of rapid digitisation, with statistics showing that 41% of SMEs updated their website in response to the pandemic while 39% moved online or improved their online offering.

Vaccinations and the workplace

The UK vaccination programme is the biggest inoculation campaign the country has ever undertaken. With over 43 million individuals now having had their first jab there are still demographics in the UK that have lower uptake as well as those who are reluctant to get vaccinated.

Returning to work safely as COVID restrictions in Scotland are eased

As lockdown measures ease in Scotland, businesses need to remain vigilant and make sure their COVID-secure measures, as well as other health and safety measures, are in place to protect workers, visitors and others.

Phishing attacks – how to identify the common types

Scammers send fake emails to thousands of people, with links to bad websites or asking for bank details and other sensitive information. Whatever your business, you will receive phishing attacks. This article contains the first steps you need to take to help you identify the most common types.

The Cyber Security Breaches Survey 2021

The Cyber Security Breaches Survey 2021 report shows the cyber risk to organisations is heightened because of the pandemic, which has made securing digital environments more challenging as organisational resources are diverted to facilitating home working for staff.

Reopening as Lockdown Measures Ease

Being COVID-secure means being adaptable to the current guidance and having measures in place to manage the risk of coronavirus. Key points for businesses to consider:

April is Stress Awareness Month

The rate of work-related stress depression and anxiety has increased in recent years, find out six key factors to consider when looking to manage stress in the workplace.

Rebuild Cost Assessment

Buildings should always be insured for the amount it would cost to rebuild them. However, fewer than one in ten commercial properties in the UK are covered correctly. Read our article for some guidance on this issue.

FCA Policy Checker

Clients with business interruption (BI) insurance can now refer to a policy checker provided by the Financial Conduct Authority (FCA).

How to Avoid Underinsurance

Suitable insurance forms a vital part of business continuity planning – but how can you be sure that you are buying the right amount of cover? Here we share some top tips from ‘How to avoid underinsurance – A guide for small and medium-sized businesses’ produced by the British Insurance Brokers’ Association.

FCA Test Case Supreme Court Judgment

On 15 January, the Supreme Court handed down its judgment on the FCA’s business interruption test case. It remains the case that most SME business interruption (BI) policies are focused on property damage and only have basic cover for BI as a consequence of property damage, so are unlikely to pay out in relation to the COVID-19 pandemic and its effects.

Unoccupied Property Market Response – Lockdown 3.0

It is important to distinguish between temporarily closed premises due to COVID-19 and previously longer terms unoccupied premises, the responses contained below are specifically for temporarily closed premises due to government guidelines and will not apply for premises that fall outside of the guidelines.

Prepare your business for Brexit – Jan 2021

A post-Brexit trade deal could be sealed as talks between the UK government and European Union continue this week.  Before the weekend, both parties said that ‘no-deal’ was the most likely outcome. Whether or not a deal is agreed, you should ensure that your business is prepared for operating under new rules.

Loss Recovery Insurance

If you suffer a large loss, your main priority will be to get your business back on its feet again as soon as possible but dealing with the insurance claim can be a complex and time-consuming process. Find out how Lorega can help.

Brexit and Driving in Europe

It is now a legal requirement to carry a physical document known as a Green Card when driving in Europe.

FCA Test Case Judgment

The Financial Conduct Authority (FCA), the UK’s financial conduct regulator, brought court proceedings in July 2020 to test how certain business interruption insurance policies respond to claims arising from COVID-19.

COVID-19: Self-employed affected by pandemic can apply for new grants

The second stage of the government scheme to support the incomes of self-employed people through the Coronavirus crisis has recently opened.

Re-opening in the wake of COVID-19

The COVID-19 pandemic has interrupted many businesses across the country and many employers are now looking to the future of employees returning to work.

COVID-19: Preparing for a second wave

Are you ready for a second wave? You should start planning today so that your business is properly prepared if this happens.

Cyber: What is Phishing?

Phishing is a method that cyber-criminals use to gather personal information. Learn more about it and how you can stay protected.

Looking After Furloughed Employees

4 Million British workers have been furloughed during the COVID-19 crisis, this article helps to give guidance on how you can support any furloughed workers in your company.

Cyber risks of remote working

The Coronavirus pandemic has resulted in unprecedented workplace changes and now more than ever, it’s vital to ensure your remote working arrangements are secure.

COVID-19: Management liability

Claims culture and worker safety are hitting the headlines with some parts of the UK starting to return to work.

Returning to Work

COVID-19 has caused many businesses to shut down or transition their employees to work from home and now as many employees look to return to the workplace, you need to have a plan in place to ensure this is done safely.

Employer considerations during COVID-19

COVID-19 raises a number of liability concerns, particularly if employees are affected due to a business’ negligence.

Engineering Inspections Market Response

Following the government decision to put the UK into lockdown, inspection service providers sought guidance from the HSE and SAFed on the approach required for statutory inspections.

Support for businesses affected by Coronavirus

Download our guide which is designed to summarise Government measures and highlight other
sources of support to help identify which are applicable to your business.

Staying covered during COVID-19

The financial impact of Coronavirus is affecting individuals and businesses up and down the country – we understand how worrying this time may be for you. The Government is offering a range of support packages to help people through this difficult period and there is a range of support offered by non-governmental bodies.


In accordance with Government advice, most of our teams are now working from home. Our robust business continuity plan and cloud-based systems have enabled us to transition to remote working with no impact on client service. All our contact details remain the same, and we have the technology and people in place to deliver what you our clients need.

Business Interruption Market Response

Irrespective of whether or not the Government orders closure of a business, the vast majority of firms won’t have purchased cover that will enable them to claim on their insurance to compensate for their businesses being closed by COVID-19.